November 04, 2019
It is often thought that the limitation period to commence a duty to defend application is two years from an insurer’s refusal to defend. For example, in Zochowski v. Security National Insurance, 2015 ONSC 7881, Justice Belobaba stated that “[t]he law is clear that a clear and unequivocal denial of coverage triggers the two-year limitation period”. However, […]